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Knew A Bit About Insurances


Any risk that can be quantified can potentially be insured. Specific kinds of risk that may give rise to claims are known as "perils". An insurance policy will set out in detail which perils are covered by the policy and which are not.

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Types of Insurances
Life and annuity Insurance
Health Coverages
Disability Coverages
Property and Casuality Coverages
Liability Coverages
Credit Coverages
Other Types of Coverages
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ADDED 30/05/08
Confusion over landlord and tenant insurance claims

A recent survey estimated that almost a million private tenants have no home contents insurance, despite the fact that a third of private renters surveyed said that they estimate their possessions to be worth more than £10,000 in value, with some individual items worth over £1,500.
Many tenants who do not have contents insurance believe that their residential landlord’s insurance policy will cover their contents. However this is rarely the case, claims Leaders, an independent letting specialist.
On the other side of the coin, many landlords make the ...read more...

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