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Knew A Bit About Insurances


Any risk that can be quantified can potentially be insured. Specific kinds of risk that may give rise to claims are known as "perils". An insurance policy will set out in detail which perils are covered by the policy and which are not.

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Types of Insurances
Life and annuity Insurance
Health Coverages
Disability Coverages
Property and Casuality Coverages
Liability Coverages
Credit Coverages
Other Types of Coverages
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Could it Happen to You? A Readers Experience Without Gap Insurance.

Monday May 26, 2008

Here is a recent email questions I received:
"Hi Bobbie, I hit a deer and my car become total loss according to my insurance company. I bought the new in 2003 from ford dealership. However I have refinanced it once with them and now they are telling me that I do not have Gap insurance. I owe more than what the insurance company is offering. Is there anything that I can do? Thank you S" (name shortened for privacy)
This is an unfortunate situation and it happens to many. If you owe more on your loan than your car, you may find yourself in a similar situation. This reader, unfortunately, will have to pay the remaining amount on their car loan from their own pocket. Gap insurance would have prevented this situation. ....read the real story ....
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